TERMS AND CONDITIONS OF USE

Ownership of Site; Agreement to Terms of Use

These Terms and Conditions of Use ("Terms of Use") apply to the World Wide Web sites owned, operated, licensed, and controlled by Zingo Cash Illinois, LLC, including its related, parent, affiliated, or subsidiary companies (together, "Zingo Cash") located at www.zingocash.com (the "Site"). This Site is the property of Zingo Cash. Please read these Terms of Use carefully. By using this Site, you agree to these Terms of Use; if you do not agree, do not use this Site.

Zingo Cash reserves the right at its sole discretion, to change, modify, add or remove portions of these Terms of Use, at any time. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Site following the posting of changes will mean that you accept and agree to the changes. As long as you comply with these Terms of Use, Zingo Cash grants you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Site.   Except as expressly provided on this Site, nothing contained on this Site shall be construed as conferring any right or license under any trademark, copyright or other intellectual property right. 

Credit Authorization

By submitting a credit application, you authorize Zingo Cash, Illinois LLC to obtain credit reports in connection with this request for credit and for any update, increase, renewal, extension, or collection of the credit received. You understand that Zingo Cash, Illinois LLC may rely on information in this request and your credit report to make its decision.  If you request, Zingo Cash, Illinois LLC will tell you the name and address of any credit bureau from which it received a credit report on you. 

Intellectual Property

This Site, the content, any materials downloaded, and all intellectual property pertaining to or contained on the Site (including, but not limited to, copyrights, patents, database rights, graphics, designs, text, logos, trade dress, trademarks and service marks) are owned by Zingo Cash, its affiliates or third parties and all right, title and interest therein shall remain the property of Zingo Cash, its affiliates and/or such third parties (collectively, the "Content"). All Content is protected by trade dress, copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws.

Your Use of this Site

You are authorized solely to view and retain a copy of the pages of the Site for your own personal, non-commercial use. You may also view and make copies of relevant documents, pages, images or other materials on this Site for the purpose of transacting business with Zingo Cash and no other purpose.  You agree that you will not duplicate, publish, modify, create derivative works from, participate in the transfer of, post on the internet, or in any way distribute or exploit the Site, or any portion of the Site for any public or commercial use without the express written consent of Zingo Cash, which consent may be withheld in Zingo Cash’s sole discretion.  Additionally, you agree that you will not (i) remove or alter any author, trademark or other proprietary notice or legend displayed on the Site (or printed pages produced from the Site); and (ii) make any other modifications to any documents obtained from the Site other than in connection with completing information required to transact business with Zingo Cash.

Limitation of Liability and Disclaimer of Warranties

ZINGO CASH USES REASONABLE EFFORTS TO ENSURE THAT THE INFORMATION ON THIS SITE IS ACCURATE, BUT CANNOT GUARANTEE SUCH ACCURACY. ZINGO CASH MAKES NO REPRESENTATIONS REGARDING THE USE OR RESULTS OF ANY CONTENT ON THIS SITE AS TO ITS ACCURACY, RELIABILITY OR ANY OTHER MATTER. NEITHER ZINGO CASH NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, EXEMPLARY CONSEQUENTIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, EVERYTHING ON THIS SITE IS MADE AVAILABLE TO YOU ON AN "AS IS" AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. BECAUSE SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF CERTAIN TYPES OF DAMAGES, SOME OF THE ABOVE EXCLUSION LIMITATIONS MAY NOT APPLY TO YOU. ZiNGO CASH DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS AND CONDUCT OF ANY THIRD PARTIES IN CONNECTION WITH OR RELATED TO YOUR USE OF THE SITE. YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE SITE AND ANY WEBSITES LINKED TO THIS SITE. YOUR SOLE REMEDY AGAINST ZINGO CASH FOR DISSATISFACTION WITH THIS SITE OR ANY CONTENT CONTAINED WITHIN THIS SITE IS TO STOP USING THE SITE OR ANY SUCH CONTENT. THIS LIMITATION OF LIBAILITY IS A PART OF THE BARGAIN BETWEEN THE PARTIES.

Linking 

This Site may contain links to websites maintained by third parties. Zingo Cash is not responsible for the content or privacy policies of those websites, and the existence of such links should not be considered an endorsement or recommendation of those websites or of any product or service offered on those websites or of any party that is associated with those websites.

Privacy

Zingo Cash will use any personal data collected or supplied through this Site in accordance with its Privacy Policy.

Choice of Law and Venue

Your use of this Site is governed by the laws of the State of Illinois, without regard to its choice of law provisions. By using the Site, you agree to the personal jurisdiction by and venue in the state and federal courts in Lake County, Illinois, and agree and consent that such courts are the exclusive forum for litigation of any claim or cause of action arising out of or relating to your use of this Site or the Content. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or relating to your use of this Site or the Content must be filed within one year after such claim or cause of action arose or be forever barred.   Any failure of Zingo Cash to enforce these Terms of Use shall be construed as a waiver of any subsequent right to enforce these Terms of Use.

Users Outside U.S.

This Site is maintained by Zingo Cash from its corporate offices in Vernon Hills, Illinois, U.S.A. Zingo Cash makes no representation that the documents, pages, images or other materials or content on this Site are appropriate or available for use in jurisdictions outside the U.S.A.

Modification

Zingo Cash reserves the right to modify these terms and conditions from time to time. Your use of this Site after such a modification will constitute your acceptance of, and your agreement to, any new or amended terms and conditions.